Amanda Kish: There’s a couple of things that those folks might want to do. Some of the investment-related things are looking at your portfolio allocation, for example, to see if it’s in line with that couple’s individual risk tolerance and with their time horizon. They could be investing in a manner that is completely different than how someone might typically advise them. Taking a look at that, looking at their investments through that financial planning lens. You may have a portfolio that you think is great, and it may be great, but it may not be a great portfolio for that couple or for someone else. That’s one thing that a small movement there can really reap some big rewards down the road. Then also, if you’re a couple who has two children, for example, if you haven’t done any state planning, that’s something that you’d really want to look into. If you’ve got will, advance medical directive, guardian shipped for the two kids, should anything happen to both of you, if you have nothing like that, that’s very common at that age, that folks haven’t done that estate planning. There’s something that would really help out a lot, would be contacting estate planning attorney and putting those documents together. Those are two things all within that financial planning umbrella that would really help move forward that overall financial plan.
Tom Gardner: Even though we’re less than 10 minutes into this conversation, I’m going to pause this now and just say, I think I probably speak for a lot of listeners today that when I start to hear of the attorneys that I need to contact and the boxes that I need to check to make sure I have just this one piece of a comprehensive plan put together, I start to hit some blockers and think, you know what? I think I’ll do that next week. I actually don’t have time this month, but maybe next month I will. What are one or two steps that you’d like all of us to take coming out of our time together today?