Choosing the best car insurance company can be a daunting task because of the many factors that affect car insurance premiums. Minimum car insurance coverage requirements also vary by state, which makes selecting the right level of coverage even more confusing.
Our picks for the best car insurance companies can help you choose the best car insurance coverage for your vehicle.
Our Top Picks for Best Car Insurance Companies of January 2022
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Best Car Insurance Companies Reviews
Best Car Insurance Package: Amica Mutual
Why we chose it: We chose Amica Mutual as the car insurance company with the best coverage package. With Platinum Choice Auto, drivers can earn Advantage Points and save.
- No-cost airbag replacement after it deploys
- Lock replacement in the event of stolen keys
- $1,000 for bail bonds and wage reimbursement if you’re required to appear in court
- No rideshare insurance
- Not all features available nationwide
- Coverage is not available in Hawaii
- J.D. POWER RATING
- Highest Overall (895/1,000)
- NAIC Complaint Index
- Above median (1.28)
Amica features one of the most robust car insurance packages, Platinum Choice Auto. This package includes Advantage Points, a program where policyholders earn rewards for good driving, renewing policies and referring others. Advantage Points can also reduce or even eliminate your deductible.
Amica’s Platinum Choice also includes credit monitoring, a $5,000 rental coverage maximum and new car replacement if your totaled car is under a year old and has fewer than 15,000 miles.
Beyond Platinum Choice Auto, Amica offers extensive coverage options with which to customize your auto insurance policy, including gap coverage and glass repair without a deductible.
Amica’s basic coverage options include personal injury protection, property damage, bodily injury liability and uninsured/underinsured motorists. Other policy options include auto loan/lease gap protection, comprehensive and collision coverage, roadside assistance and rental reimbursement.
Amica car insurance discounts
- Bundling policies and insuring multiple …….