- Best Variety of Loan Options
LightStream
Our Partner
- Company Highlight:
Offers some of the longest loan terms in the market. If you’re not satisfied after closing, you get $100.
- Loan Amounts:
$5,000 – $100,000
- Loan Terms:
24 to 144 months
- APR:
2.49% – 19.99% (with AutoPay)
- Minimum Credit Score:
700+
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- Company Highlight:
- Best Marketplace
Credible
Our Partner
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- Best Online Lender
SoFi
Our Partner
- Company Highlight:
Loans for up to $100k. Apply entirely online for a streamlined process. Offers unemployment protection.
- Loan Amounts:
24 to 84 months
- Loan Terms:
$5,000 – $100,000
- APR:
4.99% – 20.25%(with AutoPay)
- Minimum Credit Score:
680
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- Company Highlight:
- Best Peer-to-Peer Lender
Upstart
Our Partner
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- Best Credit Union
PenFed
Our Partner
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*Advertised APRs and credit scores are valid as of February 2021. For more details, visit each personal loan lender’s website.
Whether you’re looking to consolidate debt, finance a big purchase, or make home renovations, a personal loan could be the tool to help you get there.
Read on for our list of the best personal loans of 2022, with reviews that include credit score requirements, available repayment terms, loan amounts and annual percentage rates.
Our Top Picks for the Best Personal Loans
If you’re struggling to make ends meet, a Personal Loan can help.
Were you less than prepared for extraordinary events? If you need funds to cover unexpected costs, a Personal Loan is a solution. Click on your state to learn more.
Best Variety of Loan Options: LightStream
Pros
- Online application
- Autopay discount
- Better rate guarantee
- No origination fees
- No prepayment penalties
Cons
- Qualifying applicants need good or excellent credit
- No pre-approvals</…….
